Financial coaching that'sdig
We actually get you.
We understand young adults because we are them. We're passionate about helping our generation experience financial freedom.
Nobody's perfect. Our financial coaches are real people who empathize and never judge. Chances are we've been there, done that.
Connecting with someone who understands you, supports you and keeps you accountable, motivated, and on track makes all difference.
Our step-by-step approach
Are you trying to pay off your credit cards, your student loan, save up for a vacation and invest in your RRSP all at the same time? Not only does that take forever, you don't end up getting much traction in any area. This can be discouraging, and more than likely cause you to get off track.
Our approach focuses your attention and money on one step at a time.
1. Create a Cushion Fund
Build up a small cushion to fall onto if/when"stuff" hits the fan. No more relying on credit cards!
2. Pay off debt
All debt is bad debt! Get rid of every credit card, student loan, car payment, and line of credit wrapped around your neck like a noose. Free yourself!
3. Amplify your Emergency Fund
Beef up that Cushion Fund to a full-fledged blanket fort of 3-6 months of expenses. When "life happens", you'll be ready and stress-free.
4. Set up regular investments
Invest for the near and not-so-near future, because time (and money) flies when you're debt-free and having fun. Make your money make money.
"I had no idea where my money was going, but thanks to Paper and Coin, I now have a structured plan laid out. I am intensely paying off my student debt, while still having money left over to go out with friends."